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Budget Planner
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There are planners available for download, software, online applications and books that you can purchase. However, there are many budgeting aids available online, most are free. You just have to know where to look.
Budget Download Forms
http://www.download.com/Budget-Planner/3000-2231_4-10707589.html
This download, from Snowmint Creative Solutions, offers the user many options. You can define specific events such as retirement, saving for college, a new home and a new car and plan for them in a long term situation.
You can change the inflation rate, interest rate and savings goals. There are many features available that will really whip your financial situation into shape.
Yahoo! 7 Money Matters
http://au.pfinance.yahoo.com/calculators/budget-planner.html
This budget planner is online and no download is necessary. It is a sophisticated financial calculator.
This application takes you through seven steps, allowing you to input information as necessary and then delivers a full summary of your budget and financial status upon completion. This is a very useful tool for helping you with your budgeting and for keeping your finances straight.
Perfect Home Maintenance
http://www.budgetplanner.org/budgetplanner.htm
This planner has a great deal of tips and information regarding how to live on a budget and gives practical tips for setting up your budget. It also has an application that helps you get your finances in order.
Budgeting is as simple as inputting a few numbers and a little information. It takes a strong focus on supporting a household and many of the various facets center around that concept.
The MoneySavingExpert.com
http://www.moneysavingexpert.com/banking/Budget-planning
This site focuses on the concept that traditional budgeting does not work because it only focuses on a small portion of your expenses.
The budgeting planner that they offer encompasses a variety of expenses, giving you a clearer picture of your financial situation and spending habits.
NineMSN Money
http://money.ninemsn.com.au/saving-and-spending/tools/budget-planner.aspx
This site has a wealth of information, including a budget planner. You do have to be a member, but registration is free.
The budgeting is a five step process. You can create a weekly, monthly or yearly budget and save it so that you can refer to it later. You input the information and the planner figures out everything, then gives you a survey of your results.
Planners are particularly good for people who want to create a budget but don’t know were to start. They can help you track your spending and get a clear picture of what you spend each month and what you have left over.
You can use a planner for money management, to see where your money goes or to save for something special.
It is suggested that young people should keep a budget planner before they move into their own home or apartment or before they get married. One year prior to these events is optimal, but if that is not possible, then they should do it for at least a minimum of three months.
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