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Budget Sheet
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If you have created budget after budget and find that they never seem to work out for you, it may not be a faulty budget, but that you just don't have enough money to do all the things that you want to do.
This means that you need to prioritize your needs and wants so that you can fit the necessary things into your budget and the important expenses do not fall to the wayside.
A budget sheet forces you to take a good look at what you are spending each month. It includes your fixed expenses such as rent and loan payments as well as variable expenses like utilities and fuel costs. Balance is the key to budgeting. Balance your needs and wants as well as your income.
PDF Sheet
http://www.vu.edu.au/library/pdf/default/BudgetSheet.pdf
This comprehensive budget sheet covers just about any expense that you can imagine. It is geared toward college students, so that type of information is included, but it can easily be adapted to fit a family budget. It helps you balance your income with all of your expenses. It can help you put your finances into perspective.
Budget Manager
http://www.microsheet.com/budget_sheet_manager1.htm
These down loadable sheets help households and small business owners track their expenses as well as their income and use to for budgeting efforts.
You fill in the Income Sheet and the Expense Sheet, then it calculates everything automatically. It gives you categorical expense reports and other valuable information. It will help you plan your budget and manage your money.
PBS (for kids)
http://pbskids.org/itsmylife/money/managing/print_blank_budget_sheet.html
This is a very simple budget, designed for kids, but it can be very effective if you want something that is not necessarily as complex. It can be easily modified. You can record your income, fixed expenses and other expenses. It is also a good idea to teach your kids about money management and budgeting, so this would be a great starter budget sheet for kids.
Advice Guide
http://www.adviceguide.org.uk/d_budget_sheet.pdf
This PDF is a very good guide for budgeting your money. It helps you organize your income and expenses so that you can create a household budget. It also includes an information sheet and the site itself has some good resources on debt. This site is a UK site, but the information is very good, regardless if you are in the UK, the US or elsewhere.
Of Zen and Computing
http://www.ofzenandcomputing.com/zanswers/69
This site does have a budget sheet that is free to download and is compatible with Microsoft Excel that is useful for creating a budget.
This sheet allows you to make your own modifications to tailor it to your own needs. By using an Excel spreadsheet, the calculations are done for you so that you know without a doubt that the math is correct.
American Consumer Credit Counseling
http://www.consumercredit.com/budget-sheet.htm
This budget-sheet is designed to help you set up a household budget. It will allow you to manage your monthly expenses. It will help you organize your income, expenses and debt. It is also very versatile in that you can use it online or you can print it out.
It is available in Microsoft Excel and in Adobe PDF. There are many other valuable resources on the site as well regarding money management.
A budget sheet is basically designed to help you set up a household budget that you can live with.
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