John Cummuta
Author Of The Transforming Debt Into Wealth System!

John Cummuta transforming debt into wealth system, learn about settling credit card debts, and how to create a budget!

Overwhelmed with debts? Plagued with a 30 year mortgage, student loans, car loans and credit cards. Here You'll learn how to prioritize and pay off every penny of your debts in the shortest possible time learn how to live debtfree with John M Cummuta.

As a personal finance adviser, Commuta teaches working people that the way to financial independence is not through managing their bills, but through eliminating it...all of it, including their home mortgage. And he's shown hundreds of thousands of them how to do that in just 5 to 7 years, no matter what their income level.

John Cummuta, Transforming Debt into Wealth System has proven to be a fast-lane escape route for hundreds of thousands of hard-working income earners, who had been passing on all their wealth to their creditors, month-by-month, paycheck-by-paycheck. Now they're eliminating their creditors, month-by-month, paycheck-by-paycheck. And they're building real, wealth for themselves and their loved ones.

The John Cummuta Story!

I had a business that was giving me and my family a wonderful income and lifestyle. But one weekend that all changed. Our sole supplier went out of business, and before my partners and I knew what hit us, we were out of business too. My income went from really great to really nothing, literally over a few days time.

So I know how you feel.

I was making payments on two new cars, one a gold Corvette. I was making payments on an airplane I had parked at the nearby airport. And we lived in a big, mortgaged home in an upscale Chicago suburb. Suddenly I couldn’t make the payments on any of them. And the credit cards that had been so handy for vacations and impulse purchases at the mall instantly became siphons draining the financial life out of me. Within weeks the phone was ringing and the people calling me weren’t happy.

John Cummuta, Where’s our payment?

By the next month the phone calls had turned insane. You know where you tell the guy you didn’t send the $50 payment, because you don’t have any money, and he asks you when you’re going to send a $100 payment!

A couple months after that I found a job but it didn’t pay enough to catch up, so we began the perpetually-behind-go-round with our creditors. You know what I'm talking about where you rotate the bills you’re going to pay each month, because you can’t afford to pay them all.

I like to tell people that I responded to this crisis by becoming a great salesperson. I sold the Corvette. I sold my wife’s Olds Regency. I sold the airplane. And parked in the driveway to replace them all was a white ‘Vette only this one was a Chevette!

I was stunned, disoriented, and depressed. I felt like a failure.

One morning when I was getting ready for work, the face in the mirror looked like a prisoner of war. Tired. Old before his time. But then I remember that man in the mirror uttering the first fighting words I’d heard from him in months. I will never be this vulnerable again!

It Was All John's Debts.

In a flash I realized my financial troubles hadn’t really been caused by my loss of income. Temporary loss of income is a part of nearly every life at one time or another. The pressure cooker I was in had been created by my bills! I had promised away my income for months, years, even decades into the future without interruption. And when I couldn’t deliver on that commitment I was forced to face the reality that I didn’t really own my life.

I was just renting a lifestyle. (sound familiar?)

When I couldn’t make the rent payments, my creditors began threatening to repossess my lifestyle. I cummuta had called myself a homeowner, a plane-owner, even a car-owner. But I really didn’t own anything. I was just a paying guest a renter.

Suddenly I was focused. It was one of those moments where everything slows down and you can see it clearly. I knew I had to get rid of all my debts. I could literally feel them hanging from my arms, legs, and neck, like balls and chains. Debts were evil they were draining the life out of me, and I wanted a new life without any monthly bills in it.

That moment changed my life.

Cummuta`s heart is for his fellow Baby Boomers, because the weakness of the Social Security system and the money-siphoning strategies of the credit industry have left this faithful group of Americans on the brink of financial disaster.

Cummuta and his unique financial strategies offer one of the few exit ramps from this highway to heartbreak. He has helped nearly a half million people position themselves to enjoy retirements most American will only dream about.

John Cummuta professional resume includes:

  • Entrepreneur - starting more than a half dozen successful businesses, one growing from his kitchen table top to $23 million in annual sales and 130 employees.
  • 3-time Inc. 500 CEO. (Inc Magazine's list of 500 fastest growing private companies in America)
  • John was manager of several radio stations, including VP/GM of WCFL in Chicago.
  • Operations Manager for National Religious Broadcasters association.
  • National Marketing Director for several nationwide direct marketing companies.
  • John Cummuta was Author of a Customer-Focused Direct Marketing book.
  • John is the Author of Sales Machine Marketing System book.
  • Author of Wealth Machine audio learning program.
  • John Cummuta is the author of Debt Free and Prosperous Living Basic Course.
  • John Cummuta is the Author of Transforming Debt Into Wealth audio program.
  • Co-creator Sales Machine sales and marketing PC software program.
  • John listed in (Who’s Who in Sales and Marketing) since 1987.
  • On-air radio host for more than a decade.
  • Debt-elimination and wealth-building seminar instructor for more than a decade.
  • John Cummuta is a Certified Seminar Leader - American Seminar Leaders Association.
  • John Cummuta is a Certified Internet Webmaster - CIW Certification Board.

John Cummuta Will teach you how to focus every dollar you're currently using on bill payments toward building your wealth, and best of all, it will show you how to do all of this with the money you already make!

After completing this program, the only bills you will have will be for utilities and taxes. Other than necessities such as food, clothing and medical care, the rest of the money you bring in each month will be yours to spend as you wish.

Imagine how fast you could become wealthy by investing a percentage of that money every month. Perhaps you could afford that private school you always wanted to send your children to. You can even take your family on that dream vacation to Disneyland, Hawaii, Cancun or even Europe, without the bitter aftertaste of credit debt when you return.

The goal of the Debt Free and Prosperous Living Basic Course by John Cummuta is to help you to achieve financial independence, so you can eventually live comfortably on the interest from your investments. The point will come when you will never have to work another day in your life and you will learn how to get there as quickly and as safely as possible.



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